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Social Security Disability: Trying to go back to work?
Social Security Disability Insurance (SSDI) provides coverage for eligible workers who become totally disabled and are expected to remain so for more than a year. But many on SSDI get through their disability and want to return to work, but…
Signing up for Medicare? What you need to know
Medicare is America’s premier healthcare program for people over 65 years of age, and while most people know it exists, most do not know much about it, how it works, and what your options are. This Consumer Reports article by…
Will you run out of money in retirement?
During the retirement phase of your life, there is no shortage of things that can keep you awake at night, including health, inflation, and housing costs. But they all, in the end, contribute to the greatest fear most retirees have…
Retirement savings tips for those in their 50s
Given that a lot of people over the age of 50 have nothing at all saved for retirement,the problem is approaching crisis proportions for many who hope to retire sometime in their 60’s. There are many reasons, of course, including…
Social Security, Medicare, and COLA
Thanks to some inflation during the 3rd quarter of this year, beneficiaries of Social Security are slated to get a 2% bump in their Social Security benefit starting in January of 2018. Unfortunately, because of the way Social Security and…
Will your COLA increase amount to $1?
There’s been a fair amount of rejoicing over the recently announced 2% COLA increase for next year, and most reports are now saying that Medicare’s base Part B premium will hold steady at $134 per month. But that’s not necessarily…
Couples should coordinate their Social Security benefits
Social Security is a very marriage-friendly program, even providing benefits to stay-at-home spouses whose job was and is to take care of their family. And even those in a two-income marriage need to look carefully at which spouse is the higher…
Comprehensive review of US Retirement System needed
This Think Advisor article reveals that according to the Government Accounting Office (GAO), America’s retirement system structure needs a comprehensive evaluation and major overhaul in order to protect future seniors from an insecure and undignified retirement. The GAO reports that it’s been nearly…
Tips on how to save for retirement
The stark reality is that about one-third of all Americans have nothing saved for their retirement, and even many who have access to an employer-sponsored retirement plan aren’t fully participating. That doesn’t bode well for their future, and even though…
It’s time get serious about replacing Social Security numbers
Unless you’ve been in a Rip Van Winkle like sleep for the last couple of months, you know about the massive hack of the Equifax data base and the theft of personal information, including Social Security numbers, of about half…