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Money Isn’t Everything – Even in Retirement
I’ve heard, perhaps for my entire life, that “money isn’t everything.” And while I know that to be true, I also know that going into retirement with a substantial nest egg is a laudable goal and a way to achieve…
Assistance for Disabled Americans
Statistically, about 1 in every 5 Americans will become disabled for one year or more before they are 65 years of age. A sad but real situation for which, fortunately, assistance is available from various sources, depending on which specific…
About Raiding Your Retirement Plan
Through diligent contributions to your 401(k) at work, you may have built up a sizable nest egg for your future retirement. And if a hardship or financial emergency arises, it might be tempting to see that money sitting in the…
A Sobering View of Social Security Reform
In an unusually candid discussion, Senator Bill Cassidy (R-LA) revealed the current attitude in Washington, D.C. when it comes to needed Social Security and Medicare reform – the right thing to do for problem resolution takes a back seat to…
Are Cuts to Social Security Benefits Inevitable?
Social Security, often thought of as the “third rail” of American politics, is in the news a lot lately with most who are vying for a spot on the 2024 election slate vowing not to cut Social Security benefits. While…
Take this Social Security Quiz
It’s America’s most important social insurance and retirement program. So why do Americans know so little about it? Selena Maranjian provides results of a survey conducted between 2014 and 2021 as part of the “Understanding America Study,” which sought to…
Young people & Social Security– Don’t Just Sit on Sideline
Bella Devaan has an op-ed piece here in The Boston Herald. She notes the low wages earned by the young and the difficulty in saving for retirement. She states, “Let’s raise the minimum wage, strengthen labor rights, guarantee housing and…
Challenges When Retiring Single
Maurie Backman explains the number of older Americans who are single continues to grow. CNN reports 16 million people 65 and over lived alone in 2022, 3x the number of Americans that age who lived alone in the 1960s. As…
Can You Save Too Much for Retirement?
Yes. In this piece Martin Dasko dives into what happens when you save too much for your golden years — and what you can do to avoid this situation. Consider joy; people may not be motivated to go on the same adventurous…
Why aren’t more people getting the most out of Social Security?
Kerry Hannon tried to make sense of the use it or lose it mindset most Americans have on Social Security. According to a new survey from asset management company Schroders, just 10% of non-retired Americans say they will wait until age 70…