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The eroding value of your Social Security dollars
Anyone with even a modicum of interest in Social Security knows that Cost of Living Adjustments in recent years have ranged from zero to very small, certainly not enough to keep up with the rising living expenses America’s seniors have…
How to fix it if you filed early and now regret it
It’s a fact that a majority of people applying for Social Security do so earlier than their “full retirement age”, the age at which they get 100% of the benefit they’ve earned for a lifetime of work. But what happens…
A Social Security reality check: Things you need to know
For those approaching retirement age, Social Security is pretty high on their list of things to understand before taking the plunge into their golden years. But there are so many bits and pieces of misinformation floating around out there, it…
OK…you filed for Social Security at 62. Sounded good at the time, but now?
If you’re dealing with second thoughts about the decision you made to file for benefits at age 62, you’re not alone. But what can you do about it? Well, that depends. If you’re within the 12 month window for a…
A Strategic Look at Social Security
Barron’s columnist Jack Hough examines some of the more pervasive myths circulating about Social Security these days, and offers some strategic advice at the reality associated with several of them. Take a look at his www.barrons.compost here… Notice: The link…
Employers are stepping to the plate to help with retirement planning
Forbes contributor Mark Avallone takes a look at the trend developing among employers to provide assistance to their employees in financial planning for their retirement years. From better health plans and HSAs to increased emphasis on deferred compensation plans, employers of…
Dealing with Inadequate Retirement Savings
If you’ve been following the media reports over the past few years regarding retirement planning and the often-reported insufficient levels of savings, you understand that many Americans may not be adequately prepared for funding themselves in those later years. If…
The Federal Government is Closing Plan F and Plan C Medigap Insurance to New Participants
As of 2020, people who are on Medicare and don’t already have Plan F or Plan C Medigap insurance won’t be able to buy it because the federal government will close those plans to new participants. Read article here… Notice:…
Shedding New Light On Hospice Care: No Need To Wait For The ‘Brink Of Death’
(By Judith Graham for Kaiser Health News) A few weeks ago, Kathy Brand’s 86-year-old mother was hospitalized in Florida after a fall. After rushing to her side, Brandt asked for a consult with a palliative care nurse. “I wanted someone…
More Thoughts on Taking Social Security at 62
Whether to file or not…that is the question everyone reaching age 62 needs to address. Financial planner Marc Hebert provides some insightful comments on the pros and cons of filing early vs. deferring. Check out his wmur.com article here… …