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Retirement Redo
Have you ever wished that you could travel back in time to change something? Have you found yourself thinking is this really how retirement is going to be? No, it does not have to be that way and there are…
Complete Your Pre-Retirement Checklist
It is important to make sure you are ready for retirement. By starting the decision-making process early, it will give you plenty of time to double-check yourself, think up alternatives, and generally be sure that you are making the best…
Why People Decide Not to Delay Taking Their Social Security Benefits
More people claim their benefits when they turn 62 than at any other age, even though the way that Social Security is structured offers enhanced benefits to those who wait until age 66, but many people choose not to wait.…
Medicare Advantage Plans Also Known as Medicare Part C
Unfortunately Medicare Advantage plans, also known as Medicare Part C, are not well understood by many people. Medicare Advantage plans are offered by private insurance companies and are designed to cover your Medicare Parts A and Part B benefits, and…
Basic Provisions of Medicare Every American Should Know
There are basic provisions of Medicare that every American should know. The attached article reviews those provisions in an effort toward helping you get as much from Medicare as you can. Read article here… Notice: The link provided in the text…
Newlyweds and Roth IRA Contributions Limits
Are you getting married this year? If so, you may want to read the attached “Ask Kim” column where Kimberly Lankford, Contributing Editor for Kiplinger, answers a reader’s question on marriage and Roth IRA contributions. Read column here… Notice: The link…
You could get less Social Security than you expect
You work your whole career contributing to Social Security through FICA payroll deductions, and you approach your golden years confident that you’ll get the full amount of benefit you’ve earned in your lifetime. But when the time comes to apply, you…
Will your Social Security be enough?
Unless Congress takes action soon, the financial problems in Social Security’s relatively near future will become worse. This glaring fact is highlighted in the recently released Social Security Trustees’ Report, which places the “actuarial deficit” at 2.83% over the next 75 years.…
Explaining Social Security spousal benefits
For married couples, claiming spousal benefits isn’t always as simple as taking one half of the other spouse’s benefit. Although two claiming strategies for a couple to maximize their benefits were closed by the Bipartisan Budget Act of 2015, the opportunity…
How to help your parents without hurting your own retirement savings
Statistics show that over 25% of baby boomers are helping to support another adult, and that adult is often a parent. So how does someone provide their parent or parents with support, while still making sure that they’re not torpedoing…