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Healthcare costs in retirement, and how to deal with them
It’s fairly well known that healthcare costs will be one of the largest expenses you’ll have to deal with in retirement. But while no one can predict what your future health will be, there are some ways that you can…
Social Security Disability, and the crushing backlog of open cases
There’s little question that applying for and receiving Social Security Disability Benefits can often seem like an exercise in futility, largely because of the length of time it takes to have your case initially reviewed, but especially to have an…
Social Security office lauded for supporting National Guard soldier
We often hear negative stories about Social Security offices and agents, so it’s great to be able to highlight a very positive story about the Grand Island, Nebraska Social Security office. The local Social Security office there was presented with…
Medicare myths versus the reality
Medicare is certainly one of the most important Government programs affecting America’s senior citizens, but unfortunately there are several myths which seem to have a life of their own. With the cost of healthcare being the most prominent concern of today’s…
Working, aging, and work/life balance
It’s a fact that as we age, most people place a higher value on a good work/life balance and job satisfaction. This is especially true for those who choose to continue working past the traditional retirement age of 65, but…
Are you saving enough for retirement? Here are some suggestions
Everyone knows that one of your most important career tactics to ensure a comfortable retirement is setting aside some of your income for retirement. But how are you doing compared to the typical American? And how might you approach things…
Explaining the new security layer for Social Security online accounts
Back in June, the Social Security Administration added another layer of security for online accounts, in response to incidents of scammers hacking into beneficiaries accounts. The change caught many people by surprise and resulted in a lot of confusion, but…
Waiting vs. claiming early and investing the benefits
It’s the most frequently asked question to advisors – “When should I start my benefits?” And there are a lot of variables, which means there are also a lot of strategies that can be considered. One strategy our readers sometimes suggest is to…
Retirement planning for women is different
It’s a statistical fact that more and more women are spending more and more years single in their lifetime. The increase is partly a result of the changing cultural times, and partly due to the reality that women, on average, simply…
Your biggest retirement expense? Most likely healthcare
According to Fidelity Benefits Consulting, the average couple retiring today will face about $275,000 in out-of-pocket healthcare costs during their retirement. Of course there are a lot of variables that will determine what your actual healthcare costs will be, but…