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The Fallacy of Conventional Wisdom in Planning Retirement Spending
Many folks go into their retirement years with the assumption that a 4% to 5% withdrawal rate from accumulated savings will enable their resources to last. But that may not be a realistic assumption, according to an article by Byron…
Thinking about a retirement abroad? Here’s one view of the “best” places to consider.
The number of Americans choosing to live their retirement years outside of the United States continues to grow (it jumped 17% between 2010 and 2015, according to some studies). There are several basic reason for this trend, from stretching available…
Retiring? Here’s a primer on figuring out how much money you’ll need.
The Motley Fool’s Matthew Frankel takes a look at a question many–perhaps most–people approaching retirement have on their minds: How much money will I need? Frankel’s analysis focuses on the level of sustainable income you’ll need to maintain a desired lifestyle, and…
A Refresher on Your Retirement Age
Your Full Retirement Age (FRA) is a key determinant in your Social Security benefit calculation, so understanding that that number is for you is important. For those who aren’t aware of exactly what their FRA is, this article by The…
Investing for Retirement–The Long View
In a post on www.insidenova.com, financial writer John Frisch examines the reasons why many of us shy away from long-term planning for our retirement years. His article offers some thoughts on what you can do to ensure a better retirement (financially),…
Retirement Planning Literacy–An Important Issue for Women
A recent survey by The American College found that women fared much worse than men in understanding the intricacies of retirement planning. While this portends a rocky for road for women in their retirement years, there are steps that can…
Self-Employment On the Rise–What About Retirement Planning?
Things are different for the self employed when it comes to retirement planning. There’s typically no employer-provided pension arrangement, no employer contributions to IRAs, and so on, and on top of that, the double payment of Social Security taxes places an…
Online Bill Payment for Medicare Premiums
(Source – Social Security Administration) Social Security is here with tools and information to help you secure today and tomorrow. Did you know that you can pay your Medicare premiums online? If your bank offers the option to pay your…
Ticket-to-Work: A Pathway back to employment
Social Security Nicole Tiggemann, in a post today on daytonatimes.com, offers insights into the “Ticket to Work” program. This is “a free and voluntary program that helps people get vocational rehabilitation, training, job referrals, and other employment support services,” and interested parties…
Revisiting Claiming Rules After Bipartisan Budget Act of 2015
Although the Bipartisan Budget Act of 2015 set out to eliminate what many considered a “loophole” in the rules associated with suspending benefits, the introduction of new “deeming” rules for applicants at or beyond full retirement age. And, of course, there are…