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Top 10 Reasons for Retirement Procrastination
Are you a procrastinator? Despite the constant reminders from the media (including this website), you do not know “your number” and preparing for the “retirement red zone”; then the attached article is just for you. Les Goldstein, Investment Advisor, complies…
Yes, Billionaires May Qualify for Social Security Benefits
Yes, billionaires can qualify for Social Security benefits as long as they meet the minimum of 40 quarters of earned income from a covered occupation. Many of the wealthiest Americans get their income from passive business activities or from dividend…
Qualified Longevity Annuity Contract (QLAC)
A qualified longevity annuity contract (QLAC) is another option designed to prevent you from going broke in your old age. QLAC is where you pay an insurance company a lump sum, and the company pays you an annual income for…
Establishing Your Retirement Savings Number
If you are struggling to establish your retirement savings number, you are not alone. It’s hard to say what your living costs might look like five, 10, or 30 years down the line. And according to the Social Security Administration,…
When to Sign Up for Medicare Part D or Medicare Advantage Plan After You Turn 65
In Kimberly Lankford’s column she answers a reader’s question on when to sign up for Medicare supplement, Medicare Part D coverage, or a Medicare Advantage Plan. Read her answer here… Notice: The link provided in the text above connects readers to the…
Retirement Threat: Long-Term Care
Many Americans are unaware regarding the potential financial burden posed by long-term care. Unfortunately, people think Medicare will pay for it but end up paying for care out of their own resources. Although there is no magic wand to make…
The Latest Projections on 2018 Cost-of-Living Adjustment
According to the latest report by the Social Security Board of Trustees, current beneficiaries can expect a 2.2 percent COLA (Cost-of-Living Adjustment) for 2018; however, this is by no means official. Read article here… Notice: The link provided in the text…
Do You Need to Sign Up for Medicare at 65?
Many people don’t know if they need to sign up for Medicare when they turn 65 if they already have other health insurance coverage. Attached is a quick guide that can help you to determine when you need to sign…
It is Never Too Late to Save for Retirement
There are many reasons why people did not save early for retirement but it is not too late to start. The attached article reviews some retirement back-up strategies to help patch up those financial “potholes” that you may have hit…
Social Security Provides a Hugh Portion of the Retirement Income for Middle-Class Americans
Even if you’re fortunate enough to earn $60,000 a year, you’ll need Social Security to play its part in helping you make ends meet after you retire. Read article here… Notice: The link provided in the text above connects readers to the…