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Military Benefits and Social Security: Can They Be Combined?
In response to a submitted question, editors at www.nativesunnews.today provide an answer to the basic question of whether Social Security benefits can be combined with military pensions benefits. The answer is yes, they can be combined without reduction in Social Security benefits,…
Social Security Myths vs. Reality
There’s quite a bit of back-and-forth these days about Social Security and its future, although unfortunately not near enough of it takes place at the legislative level where decisions need to be made. That aside, journalist Brenton Smith offers up…
Another View of the “Retirement Crisis”
In contrast to today’s Social Security Report Headline Article, we note that American Enterprise Institute scholar Andrew Biggs, a former deputy commissioner for policy at the Social Security Administration, asserts that the problem may in fact be overstated. Much of this opinion is…
Using your “my Social Security” Account to Check Your Data
Credit.com columnist Ben Luthi examines the inner workings of “my Social Security” accounts and how they might be used to estimate benefits and track earnings history. For those of you who have not yet established your account, his post provides instruction…
Q&A: Getting More Out of Social Security?
Social Security writer Tom Margenau, in a post today on tucson.com, fields questions about a variety of aspects related to this benefit program, beginning with a question about the accuracy of calculated benefits and continuing through several queries dealing with…
Disappearing Pensions–A Growing Reality
“Unfortunately, it’s becoming more and more obvious that many pension plans won’t be able to fulfill the promises they made to their workers.” This opening comment by Los Angeles board of the Better Business Bureau’s Trevor Gerszt sets the stage for a…
Understanding Disability and Its Insurance Implications
Certified Financial Planner Dee Lee explains some of the ramifications of disability insurance in a post appearing today on boston.cbslocal.com. Her post also provides several informative statistics fro the Council for Disability Awareness. Access her post here… Notice: The link provided…
Remembering our Declaration of Independence
“Let the annual return of July 4 forever refresh our recollections of these rights, and an undiminished devotion to them.” – Thomas Jefferson With these words as a frame, take a brief pause and watch this short video highlighting some…
Another Reminder: “Restricted Application” is Still Available for Some
For those born on or before January 1, 1954, the strategy of filing a restricted application remains on their Social Security options list. This strategy allows folks in this category to to apply for spousal benefits when they reach their full…
The Differences Between Financial Planning and Retirement Planning
Yes, there is a difference, in that each has its own set of focal points. Retirement planning narrows its focus to just what you need to consider to ensure financial comfort in that phase of your life, while the more…