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The Process of Determining Social Security Disability
Social Security Disability is paid to those individuals who are determined to be disabled and insured through payment of FICA (Federal Insurance Contributions Act). What is the process to determine when a person is eligible for Social Security Disability benefit?…
When to Sign Up for Medicare Part B
In Kimberly Lankford’s column, she answers a reader’s question on when to sign up for Medicare Part B when they delayed enrolling because they were still covered under their employer’s health insurance plan. Read article here… Notice: The link provided in…
Honesty is Still the Best Policy When it Comes to Your Retirement Savings
We all know honesty is the best policy but do we apply that to our retirement savings? The attached article gives some examples of how not being honest with yourself and your financial planner can hurt you in your retirement.…
Delayed Retirement Credits: It’s Not as Good of a Deal as it Used to be
The Social Security’s full retirement age is climbing, and that means that the bonus of delayed retirement credits if you wait to claim your benefit until age 70 will be smaller than previous retirees. Read article here… Notice: The link provided…
Same-Sex Marriages and Planning for Your Retirement
In the two years since the U.S. Supreme Court required all states to grant and recognize same-sex marriages, the Social Security Administration also recognizes same-sex couples’ marriages and some non-marital legal relationships to determine entitlement to Social Security and Medicare…
What are the Fastest Growing Costs that Seniors Face
The Social Security Board of Trustees is projecting the Trust’s asset reserves will be gone by 2034 leaving benefits to be cut up to 21 percent, but this seemingly imminent cash shortfall might appear to be seniors’ biggest issue: it…
What’s the Truth About Social Security
Making dramatic statements about the uncertainty of Social Security’s future, whether or not they are accurate, always gets the public’s attention. But, is there any truth to these claims? Read article here… Notice: The link provided in the text above connects readers…
Before You Buy That Retirement Property Here are Six Things to Consider
People are living longer and spending more years in retirement; so it is becoming more critical to think about retirement now including where you’re going to live. There are at least six factors you should consider before buying that retirement…
Generating Retirement Income
Social Security alone isn’t going to give any of us a luxurious retirement; so here are a dozen strategies to generate retirement income to consider. Read article here… Notice: The link provided in the text above connects readers to the full…
Should You Collect Social Security at 65?
American workers can claim Social Security retirement benefits at any point starting at age 62 and ending at age 70, the latest age at which you’ll get an incentive for delaying benefits. But should you file for Social Security at…