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Using your “my Social Security” Account to Check Your Data
Credit.com columnist Ben Luthi examines the inner workings of “my Social Security” accounts and how they might be used to estimate benefits and track earnings history. For those of you who have not yet established your account, his post provides instruction…
Q&A: Getting More Out of Social Security?
Social Security writer Tom Margenau, in a post today on tucson.com, fields questions about a variety of aspects related to this benefit program, beginning with a question about the accuracy of calculated benefits and continuing through several queries dealing with…
Disappearing Pensions–A Growing Reality
“Unfortunately, it’s becoming more and more obvious that many pension plans won’t be able to fulfill the promises they made to their workers.” This opening comment by Los Angeles board of the Better Business Bureau’s Trevor Gerszt sets the stage for a…
Understanding Disability and Its Insurance Implications
Certified Financial Planner Dee Lee explains some of the ramifications of disability insurance in a post appearing today on boston.cbslocal.com. Her post also provides several informative statistics fro the Council for Disability Awareness. Access her post here… Notice: The link provided…
Remembering our Declaration of Independence
“Let the annual return of July 4 forever refresh our recollections of these rights, and an undiminished devotion to them.” – Thomas Jefferson With these words as a frame, take a brief pause and watch this short video highlighting some…
Another Reminder: “Restricted Application” is Still Available for Some
For those born on or before January 1, 1954, the strategy of filing a restricted application remains on their Social Security options list. This strategy allows folks in this category to to apply for spousal benefits when they reach their full…
The Differences Between Financial Planning and Retirement Planning
Yes, there is a difference, in that each has its own set of focal points. Retirement planning narrows its focus to just what you need to consider to ensure financial comfort in that phase of your life, while the more…
Attention: Baby Boomers!
As you’re rolling along with your retirement planning efforts, there are some fundamental pointres you need to keep in mind. Informed Family Financial Services Inc.’s Jeffrey E. Bush covers these pointers in an article posted today on The Reading Eagle’s online…
Getting Help to Understand Retirement Savings Strategies
“We’re from the federal government, and we’re here to help.” The Social Security Administration embodies this statement by providing access to tools and resources that can help you plan your strategy for building retirement savings. Check out this post form…
The Myriad Ways to File for Social Security
Certified Financial Planner™ Evan T. Beach, in a post today on http://www.kiplinger.com, provides some insight into the complexity of selecting a filing strategy that fits an individual’s situation. As he notes, “There are 567 different ways to collect Social Security,” a statistic that…