Latest News
One of the Most Overlooked Threats to Your Retirement: Taxes
One of most serious threats to retirement plans is not the obvious, like outliving your wealth, health insurance costs, nursing home expenses, and having to help your children or grandchildren financially; it’s the impact of taxes. Read article here… Notice: The link…
This Social Security Letter is Not a Scam
Every year in May and June, the Social Security Administration (SSA) sends letters to people enrolled in Medicare who may be eligible for two money-saving programs: Medicare Part D’s Extra Help Program and Medicare Savings Plan. These programs can assist Medicare beneficiaries with…
Women More than Likely will Spend their Retirement Years Impoverished
According to a recent study by the National Institute on Retirement Security, women older than 65 are 80 percent more likely than men to spend their retirement years impoverished. Read article here… Notice: The link provided in the text above connects readers…
Life Expectancy and Social Security Benefits
Life expectancy factors heavily into your decision on when to claim Social Security benefits. Failing to accurately predict life expectancy could result in claiming your benefits earlier than necessary, leaving tens of thousands of dollars in lifetime benefits on the…
What if Your Earnings Statement is Wrong?
What should you do if your earnings statement from Social Security is wrong? Read answer here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL (internet address) for this link is valid on…
The New Fiduciary Rule and Some Transactions that will be Affected
The “fiduciary rule” which starts on June 9th and which will be rolling out in a graduated process through January 1, 2018, will govern how investment professionals can give advice involving retirement funds, including IRAs, Roths, Health Savings Accounts, and…
Retirement Education is Working
A recently released report by HSBC Bank states: “The survey’s answers are mostly on track due to retirement issues being widely discussed in the media, and that knowledge seems to have permeated.” Read article here… Notice: The link provided in the text…
Life Insurance for Retirement?
With the recent changes to the Fiduciary rule, some investment professionals may recommend including life insurance in your retirement plan. Is buying life insurance to fund or augment your retirement savings right for you? Read article here… Notice: The link provided in…
Staying Healthy for Retirement
According to an Aegon Retirement Readiness Survey 2017, most workers expect to have an active retirement full of travel, hobbies, and even some more work; however, few are taking steps to stay healthy in order to achieve those goals. Read…
This Has Not Happened to Social Security Since 1981
In 2020 something will happen to Social Security that has not happened in almost forty years. What, you ask? Read article here… AMAC, likewise, has crafted a proposed legislative framework designed to ensure Social Security’s solvency without increasing taxes, and is advocating…