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Three Steps for Women to Secure Their Financial Future
(Source: Social Security Administration) At Social Security, we know that preparedness is the key to a secured financial future. The steps you take today will shape your life when you’re no longer working. For women, it’s especially important to be…
How To Ease The Financial Pain of High-Deductible Health Plans
(By Emily Bazar for California Healthline produced by Kaiser Health News) No matter what happens to Obamacare, one health care trend is fairly certain to continue: A growing number of you will have high-deductible health plans, whether you’re insured through…
Navigating Retirement–Planning for the long and winding road
Retirement means a lot of different things to a lot of different people, but one thing is certain: there will be unknowns, twists, and turns tha only the well-prepared can navigate successfully. MIKE “CY” Cajthaml Jr. of Financial Wealth Management takes…
Life Insurance and Retirement Planning–Perfect Together?
Life insurance is not considered by many to be an important part of planning one’s retirement finances, but there are schools of thought that say there really is a place for this type of product to protect a surviving spouse.…
The On-going Saga of Social Security Maximization
Noted Social Security writer Tom Margenau is often seen in the media commenting on specific issues relating to retirement benefits, and one of his more frequently-addressed topics is the file-and-suspend, file-and-restrict strategy. In a post appearing on tucson.com, Tom provides a recap…
Understanding the taxation landscape in retirement
Lots of things change when you finally hit those retirement years and, while some of the change is expected, there are other parts that may not be anticipated. The burden of taxation, for example, is one that doesn’t disappear along…
Are You Making This Dangerous Retirement Planning Mistake?
(Source: Social Security Administration) I am concerned that many of you are banking on a retirement strategy that may not work out. According to a national survey by the Employee Benefit Research Institute, more than four in 10 Americans say…
Grandparents, listen up…there’s a lot about Social Security you can share with grandkids.
From the importance of planning for the future, to the mechanics of Social Security as it exists today, there’s quite a bit of insight your years of experience equip you to share with your grandchildren. Not the least of these insights…
For some, retirement finances are not as glum as feared
New studies by economists at the Investment Company Institute and the Internal Revenue Service suggest that there is a segment of the retired population “able to maintain or increase (its) spending slightly once they start receiving retirement benefits,” The combination of Social Security…
Social Security Reform–Finding the “Middle Way”
Despite the deep divide that exists in the nation’s capital, it is clear that some common ground must be found to achieve a long-term resolution to the Social Security Trust Fund dilemma. Lowell Arye, in a post today on www.theintell.com, stresses…