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Look at Social Security as only part of your retirement income.
Social Security was never meant to be a retiree’s primary source of income, but waiting as long as possible to begin collecting will definitely give you the largest benefit. But does it make sense to wait and get the extra…
Being thrifty with money is a good thing, but don’t let it rule you.
We are all a product of our upbringing and the experience of our younger years, and if being poor in your youth has turned you into an adult penny pincher, you’re certainly not alone. Many entering retirement today have, over their lifetime,…
Baby boomers new retirement reality: Being frugal is a must.
Including the “great recession” of 2007-2010, the economy has suffered a several major setbacks over the last few decades. And with today’s baby boomers looking to enjoy as much as 30 years in retirement, chances are another financial crises will be in their…
Retirement not necessarily so fearsome as you might think.
For those approaching the end of their working career, the thought of life without a steady paycheck can be scary. While certainly planning for your golden years is extremely important, retirement need not be something to be feared. As this article…
When should you take Social Security? Here are 3 things you should look at.
The “when should I retire?” question is the one most frequently asked, and rightfully so. And there are several key factors you should look at when answering that question – how you feel when you go to work; whether you…
Today is “tax day”; here are some interesting facts
Today is the deadline that millions of Americans must meet for filing their Federal income taxes. But while it can seem like a burden to some, millions have already filed and have gotten or will be getting refunds. It’s an…
Social Security is part of your future. Don’t make these mistakes.
Regardless of your age and even if you’re not yet eligible, Social Security will eventually be in your future. Unfortunately far too few people have taken the time to look at how it fits into their plan for an eventual comfortable…
Retiring later is becoming more prevalent, but saving still important.
Lack of savings and increased longevity seem to be responsible for the current trend by many seniors to delay their retirement. But sometimes declining health or loss of employment throws a monkey wrench into the best of plans. That’s why,…
Your Social Security benefits could be taxable!
Your Social Security benefits could become taxable if your adjusted gross income from other sources exceeds the income thresholds set by the Federal Government. That’s why it’s very important that you look carefully at your total retirement income and, if…
Afraid of outliving your money? Here are some tips to avoid it.
With increasing longevity a very real lifestyle factor, a recent survey revealed that the single most feared issue for seniors over 50 is that they might outlive their money. While this, of course, could mean they live their very advanced years…