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The Big Question: Can I retire?
With the abundance of media coverage about the inadequacy of savings accumulated by a large percentage of those aging into their retirement years, many people have this basic question in mind. In a post today on Madison.com, reporter Wendy Connick provides…
Retirement Financing: How comfortable is comfortable?
It may be hard to understand, but even the very wealthy–those having what is labeled ultra high net worth (UHNW)–often lose sleep worrying about the strength of their financial position in retirement. Even though those at this level have amassed $5…
Retirement Account Multiple – What’s it mean?
Your Retirement Account Multiple (RAM)–your retirement account balance divided by your final salary–is a quick way to help you calculate the annual amount you can draw from your retirement assets. Of course, it’s just a tool, one of several you need…
More on the Retirement Savings Shortfall
It’s hard to escape…nearly every day there are articles posted lamenting the fact that a dearth of savings portends a bleak retirement of future retirees. This one–from The Motley Fool–suggests that 52% of households are at risk of not being able…
A Future Source of Help and Companionship in Your Retirement Years
When this subject comes up, many people tend to think about family, neighbors, and social agencies. But remember we’re hurtling through the 21st century, where things are different, and where technology places many things within reach that were previously thought…
Surviving Spouse benefits and GPO
In situations where a surviving spouse is receiving a pension from employment that did not involve collection of Social Security taxes, there may be a reduction in the spousal benefit. The Motley Fool’s Todd Campbell takes a look at the mechanics…
SSA Graded on Understandability
The Center for Plain Language, an independent 501(c)(3) non-profit organization dedicated to helping government agencies and businesses write clearly, has graded the Social Security Administration at a B+ this year. Social Security Public Affairs Specialist Mickie Douglas comments on the rating in…
Take 5 Steps toward Your Financial Security
(Source: Social Security Administration) April is National Social Security Month and a perfect time to think about your future. We’d like to encourage you to take Five Steps toward Your Financial Security Planning for the future may seem intimidating to…
Retirement and Inflation: What Rising Costs Mean to Your Retirement
Calling inflation a “stealth tax on our assets,” financial writer Doug Carey reviews the substantial impact that creeping inflation rates and commodity prices can have on your retirement security, no to mention the impact in the IRS rates that govern…
Addressing SSDI’s Solvency Issue
Sen. Mike Lee (R-UT) explains the Return to Work Act of 2017, introduced earlier this month by him and Sens. Marco Rubio (R-Fl). and Tom Cotton (R-AR) in an article posted on dailysignal.com. His article outlines the origin of the SSDI solvency dilemma,…