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Staying healthy in retirement – here’s a guide
You’ve worked hard all of those years to reach this point in your life, and one of the best ways to maintain your financial security is to maintain your health so that nest egg doesn’t go to co-pays, prescription drug…
3 myths which show that retirement is a process, not a product
You worked hard all you life and did all the right things to get to your goal of retiring in comfort. So now you can sit back and enjoy the fruits of your planning labor, right? Well, no, not quite.…
For retirement planning, don’t count on stock market performance; start saving now
It’s certainly no secret that your savings will play a vital role in your future financial comfort, and that’s even more critical since the days of double-digit market returns are largely over. Starting to save early is clearly advantageous, but what…
State pensions can affect Social Security benefits
Employees of some States may get a surprise when they evaluate whether they’re entitled to Social Security benefits. Certain States do not withhold Social Security taxes from their employee’s earnings but rather fund an employee’s retirement through a State pension plan. Even if…
Small business owners and employees subject to different Medicare rules
Medicare is a complex topic even for those of us who have retired or are covered by health plans in a larger company, But the rules are different for small business owners and their employees. This article by Mary Beth…
Your retirement strategy should take your career path into account
As the saying goes, “the times they are a-changing”, and that certainly applies to the career landscape in recent years. While long time loyalty to one company was common years ago, now job hopping and even changing careers entirely are…
Savings isn’t the only aspect of retirement planning
Sure, having a substantial nest egg is important to your retirement comfort, but there are a lot of other aspects of retirement that add up to being comfortable in those golden years. How you plan to spend your leisure time…
Women planning retirement have different consideratiions
What with spending time away from the workplace for motherhood, often earning less than their male counterparts, and longer lifespans, women face an entirely different set of challenges when planning for retirement. This article by Cindy Hounsell of the Women’s…
Wrong assumptions can wreck your retirement
Retirement planning inevitably requires making some assumptions – how long you’ll live; how much money you’ll need; how long you’ll work, and the like. But being overly optimistic in making those assumptions can have disastrous consequences down the road. This…
The 4% Rule – Not perfect but a good starting point
The 4% rule, a retirement savings withdrawal strategy first put forth a couple of decades ago, is far from perfect in today’s world, but it’s still a good starting point and it’s certainly better than nothing. Despite its shortcomings, one effective…