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Basic things to know about Social Security
There is probably no other Government program more important to American seniors than the Social Security program. But surprisingly, far too many people approaching age 62 don’t really know some of the most basic aspects of the program. This article by…
Estimating your “biological age” vs. your chronological age
Everyone knows their chronological age, the number we give when someone says “how old are you?”. And many if not most people planning for their retirement use this as one of the guideposts. But when planning your retirement, your “biological…
Social Security playing a bigger role in retiree’s income
Analyses over the last couple of decades have shown a definite downward trend the number of companies offering employer-sponsored pension plans. What this means is that more and more retirees will find that their Social Security benefits are playing an increasing…
President will keep his promises about not cutting Social Security and Medicare
With considerable fanfare in the media about President Trump’s recently released budget proposal, some are accusing the administration of “dodging” the issue of Social Security and Medicare. Not so, says the director of the Office of Management and Budget –…
Staying healthy in retirement – here’s a guide
You’ve worked hard all of those years to reach this point in your life, and one of the best ways to maintain your financial security is to maintain your health so that nest egg doesn’t go to co-pays, prescription drug…
3 myths which show that retirement is a process, not a product
You worked hard all you life and did all the right things to get to your goal of retiring in comfort. So now you can sit back and enjoy the fruits of your planning labor, right? Well, no, not quite.…
For retirement planning, don’t count on stock market performance; start saving now
It’s certainly no secret that your savings will play a vital role in your future financial comfort, and that’s even more critical since the days of double-digit market returns are largely over. Starting to save early is clearly advantageous, but what…
State pensions can affect Social Security benefits
Employees of some States may get a surprise when they evaluate whether they’re entitled to Social Security benefits. Certain States do not withhold Social Security taxes from their employee’s earnings but rather fund an employee’s retirement through a State pension plan. Even if…
Small business owners and employees subject to different Medicare rules
Medicare is a complex topic even for those of us who have retired or are covered by health plans in a larger company, But the rules are different for small business owners and their employees. This article by Mary Beth…
Your retirement strategy should take your career path into account
As the saying goes, “the times they are a-changing”, and that certainly applies to the career landscape in recent years. While long time loyalty to one company was common years ago, now job hopping and even changing careers entirely are…