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What Medicare Beneficiaries Pay for Healthcare
The average American with “original Medicare” can expect to pay a total of $7,620 out of pocket for healthcare expenses in 2017. Read article here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The…
FAASF Strategy
FAASF strategy “file as a spouse first” is being phased out, but there are still a lot of American seniors who are eligible to take advantage of the provision. Read article here… Also, if you’re unsure about how these basics…
Blue Collar Retirement
Times have changed, “Blue Collar” retirement is disappearing and here are the three reasons why. Read article here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL (internet address) for this link is…
Age Differences
An age difference in your relationship becomes a factor in decisions about when you retire and when you take Social Security. Read article here… Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL…
Considering an annuity as a retirement income vehicle? Here’s what you should know.
An annuity often makes a lot of sense when viewed as a way to create an income stream for yourself during retirement. There are different types of annuities to choose from, and you should always evaluate your goals when considering…
Beware of “phishing” scams that target your retirement savings.
“Phishing” is a scam that usually represents itself as someone else, in order to gain access to your money or confidential information. Often an individual is the target for these scams, but lately financial institutions are also being targeted. This…
Thinking of retirement soon? Here are some statistics you should know.
It’s been widely reported that many Americans aren’t ready for retirement, but what is the true state of retirement preparedness in America? This Motley Fool article by Matthew Frankel examines five retirement statistics you should be aware of before hanging…
Collecting Social Security and working before your full retirement age.
If you start Social Security benefits before your full retirement age but continue to work, Social Security limits the amount you can earn before they assess a penalty against your benefits. Exceeding that annual earnings limit means that they will withhold…
Should you wait until age 70 to collect Social Security? Maybe, but not always.
With the average Social Security benefit for all workers hovering in the $1,400 per month range, waiting until age 70 to increase your benefit amount can be tempting. But how much you would get and whether it’s worth it to…
Generation X’ers – those between 35 and 50 – are skeptical about getting Social Security. Should they be?
Those in what’s often referred to as “Generation X”, between 35 and 50 years of age, are understandably pessimistic about Social Security being there for them when they are eligible. With today’s baby boomers retiring in large numbers, the strain…