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Are you too Conservative
According to a recent study by Wells Fargo, “about sixty percent of Americans are saving too conservatively for retirement by focusing on avoiding loss instead of maximizing growth.” Read article here… Notice: The link provided above connects readers to the…
Out of the Country: Can I still collect my Social Security
In most cases, if you’re a U.S. citizen, you may receive your Social Security payments outside the continental United States and territories, as long as you are eligible; however, if you receiving Supplemental Security Income (SSI), you cannot receive benefits…
Security Breach
On Wednesday, the U.S. Navy announced that hackers gained access to sensitive information including Social Security numbers of 134,386 current and former U.S. sailors. Read article here… Notice: The link provided above connects readers to the full content of the…
Thanksgiving Quiz
Test your knowledge of Thanksgiving by taking our quiz! Let us know how you did in the comments section! Start Quiz
Focusing on the Long-Term–What It Can Mean for Your Retirement
Many people talk about wanting to retire “early,” but surprisingly few take the actions necessary to make it happen. Forbes Contributor Nancy L. Anderson takes a look at some steps you can take to pave the way for an early retirement,…
Do you know the Difference between Supplemental Security Income and Social Security?
A column appearing on www.fayobserver.com explains the difference between Supplemental Security Income (SSI) and Social Security, and observes that not knowing the difference may make it difficult to get correct answers to your questions. In fact, it may end up…
401k Plans and Millennials–Some Things to Think About
The career progressions of that demographic segment called “millennials”–the portion of the population with birth dates ranging from the early 1980s ato the mid-1990s to early 2000s–do not fit the intent of the 401k deferred compensation benefit plan as well…
Baby Boomer Heart Health
Heart issues are one of the top problems that Baby Boomers face in older age. Heart disease related deaths are projected to rise to as much as 36% by 2020. For this reason there has been much research and development…
How Important is Sleep for Seniors?
Eight hours per night has long been touted as the magic number, so much so that our entire society runs off a custom schedule with this guideline in place. However, more thorough research in recent years has shown that sleep…
Newer Generation of Employees Forced to Save
Millennials are becoming more and more skeptical of Social Security and looking to take more responsibility for their retirement savings. Many are going as far as to say that there should be mandatory retirement accounts offered by their employers. With…