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Your Financial Security in Retirement–Some Potential Obstacles
In an article posted on www.kiplinger.com, Financial Advisor Scott M. Dougan, RFC, explains several of them more common impediments many people face in ensuring a solid retirement financing program. From outliving your resources to underestimating inflation, the article is a…
A Look at this Thing Called “Entitlement Reform”
In an article posted on www.usatoday.com, Joanna Allhands and Brett McGinness of USA TODAY take a look at the need for something the media consistently labels “entitlement reform”–a term viewed by many seniors as an inflammatory misnomer to what is an “earned benefit”…
The Economics of Aging
Money management is a very important aspect of retirement; it is all too easy to get slapped with extra fees or taxes for any of a multitude of reasons. Contributing to an IRA can still give you tax benefits, but…
How Social Security can affect your Medicare premium
Most people who are already receiving Social Security benefits are protected from an increase in Medicare premiums due to the “hold harmless” provision included in the Social Security Act. This provision provides that Social Security benefits can’t decrease because of an…
3 Important things to know before applying for Social Security benefits
If you’re approaching the age at which you are thinking about applying for Social Security, there are some things you should take time to investigate before you decide. This Motley Fool article by Brian Stoffel highlights 3 things you should consider…
Are State-Run Retirement Plans the Answer?
In an article posted on www.newsweek.com, the Center for Popular Democracy’s Michele Kilpatrick takes a look at the emerging trend of state-offered retirement plans for individuals without adequate financial resources for their later years. Is it an answer to the oft-reported…
The Gap in Medigap
(By Tricia Neuman and Juliette Cubanski for Kaiser Family Foundation) Medicare provides coverage for a wide array of medical and drug benefits, but, with its deductibles, cost-sharing requirements, and lack of an annual out-of-pocket spending limit, many people on Medicare…
Social Security Reform: The Cost of Waiting
Associated Press reporter Stephen Ohlemacher takes an in-depth look at the implications of Social Security’s long-term funding problems in an article posted on www.usnews.com. His article is part of AP’s “Why it Matters” series, and it admonishes the presidential candidates’ for…
New Survey Highlights Social Security Concerns Among Workers
Survey results from Transamerica Center for Retirement Studies® (TCRS) study conducted earlier this year shed some light on the concerns that a cross-section of American workers have about Social Security. Foremost in the results is the concluding statement by TCRS that…
Attention: Singles…Some Things to Think About for Retirement
A substantial amount of media attention on the subject of Social Security is typically focused on married couples, and specifically on topics like coordinating spousal benefits, surviving spouse benefits, and the like. But what about the single (never married, divorced,…