Latest News
Retirement Financing – An Approach to Planning
Many financial advisers offer advice on planning the financing of your retirement. Here’s a simplified approach to laying out the sources and application of your funds that provides some common-sense thoughts, communicated in an article by Kiplinger Personal Finance columnist Jane…
Political Identities of Millennials and Boomers
It may be surprising to many to learn that Millennials are on the more “conservative” side as a whole. In fact, according to a recent study by the Personality and Social Psychology Bulletin, Millennials are more conservative than both Gen…
Benefits for Surviving Spouses
Survivors Benefits are a huge portion of the benefits going out in Social Security and can make the difference between being financially stable or not in retirement for a widow or widower. Under this system a surviving spouse is eligible…
Shift in Mindset Between Generations
Millennials are stereotypically thought of as entitled and lazy within the job market but a new study shows that they are actually the most optimistic generation in the work place right now. Millennials feel better about the outlook of their…
Social Security Is Here To Stay
It’s easy to be skeptical about the future of Social Security, and there are certainly some good reasons to be concerned. But even though a funding shortfall of future Social Security benefits captures a lot of headlines these days, the…
How Working Baby Boomers Effect the Job Market
This year there are more jobs in the U.S. than at any other point in history with 144.42 million positions. But that is not enough, because the job growth rate is only 546,000 per year since the Great Recession. Experts say…
When Should You Take Social Security?
The answer to this tricky question depends upon a lot of things, like your health, your financial situation and how long you expect to live. So the answer is always “It depends”. This article by Janie Kelly of the Jalbert Kelly…
Convincing Yourself to Save
Many see saving for retirement as an obligation and react to it the same way as many other obligations, with procrastination. As with starting a diet or exercise regimen it is perpetually delegated to tomorrow’s to-do list. This may be…
How to maximize your Social Security spousal benefits
Thanks to Social Security spousal benefits, you could be entitled to inflation-adjusted income for the rest of your life, even if you never worked or didn’t work consistently throughout your career. If you’ve never heard of spousal benefits, then you…
Will you get a Social Security increase in 2017?
Will you get a Social Security increase in 2017? Well, you may, but if so it will be very modest and may be wiped out by the rising cost of Medicare premiums. Read about the possibilities, and learn how the…