Latest News
Looking at the 4% Rule on Retirement Savings Withdrawals
The “4% rule” that many of those heading toward retirement were told would provide adequate financial support needs to be re-examined in the light of a 21st century economy. With virtually non-existent interest income, the continuing disappearance of traditional pension plans,…
The Post-65 Workforce: A Majority of Full-time Workers
An article posted on www.nytimes.com by “The New Old Age” columnist Paula Span provides a glimpse into the growing segment of “seniors” remaining in the workforce after reaching the golden age of 65. With the BLS reporting that a majority of…
Retirement: A Complete Shift in Strategic Thinking on Finances
Moving from one’s working years to a retirement phase, when accumulated assets become the support for living, requires a sea-change in thinking about financial strategies. In an article posted on credit.com by Certified Financial Planner Evan Beach, a series of…
Taking a new look at retirement options
Call in the “new retirement” or call it reality, but either way people aging into their golden years are thinking differently about how they will spend this last segment of their lives. In an article posted on The Gazette, Certified…
Action you can take if you received inaccurate information on “file & suspend change”
Forbes contributor and Boston University professor of economics Laurence Kotlikoff offers suggestions the anyone who believes they were supplied incorrect information on the “file & suspend” changes earlier this year in an article posted on www.forbes.com. Read the article here… Notice:…
MedPAC: Who are They?
The Medicare Payment Advisory Commission (MedPAC), established by the Balanced Budget Act of 1997, is independent non-elected congressional agency that advise Congress on issues affecting Medicare and provide recommendations on Medicare program. Read article here… Notice: The link provided…
Improving Retirement Security through Innovation
(Source: U.S. department of Labor) Retirement security is essential to ensuring American workers’ long-term economic prosperity, but retirement savings have not kept pace with the nation’s aging population and other economic and demographic changes. Today, 1 in 3 workers does not have access…
Retirement Planning – It’s Difficult to Pin Down
The persistent question of “How much do I need to retire?” is something that financial analysts can give you a wealth of retirement advice on. And maybe that’s the problem…too much advice, or more correctly too many variations to consider.…
The Right Time to File for Benefits
The biggest decision concerning Social Security is on when to actually file for benefits. The answer to this dilemma is different for every person and may change depending on circumstances that you may find yourself in. It is important, in…
The Retirement Timeline
Leading up to retirement it is very important to make sure that you are staying on track for the retirement that you want to have. This includes making sure that your finances are in order, that you are saving an…