Q & A

Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits

Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some portion of his Social Security payments. However, when I called to notify Social Security that he passed, they told me…

Ask Rusty – Military Wife Turning 65 Seeks Information About Medicare

Dear Rusty: My husband is 63 and I will be 65 in a few months. He’s retired from the Air Force, so we currently have Tricare Select. As I understand it, I only need to sign up for Medicare Part…

Ask Rusty – Can My Wife Claim a Spouse Benefit First?

Dear Rusty: I have been getting Social Security since age 66. My wife turned 62 in June. We are thinking of taking her spouse benefits on my record since it would be higher than hers (we checked online). We began…

Ask Rusty – What Are My Wife’s Benefits While I’m Living and as My Widow?

Dear Rusty: I will be 70 in January and my wife will be 65 in February, at which time we will both go on Medicare. I am currently working, and my approximate Social Security benefit will be around $2,900. My…

Ask Rusty – Do My Canadian Earnings Count Toward U.S. Social Security?

Dear Rusty: I am a 62 year old Canadian holding a green card and I have lived in the US for nearly twenty-three years. For 19 years prior I contributed to the Canada Pension Plan (CPP) which is the equivalent…

Ask Rusty – How Do We Apply for My Wife’s Spousal Benefit?

Dear Rusty: I am 70 years old and just started receiving my Social Security benefits about 4 months ago and I get close to $3700 per month. My wife is 65 years old and worked sporadically over the years so…

Ask Rusty – I’m 78 and Still Working; Should I Apply for Social Security?

Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I still get my Social Security check since I paid into it all these years? Signed: Still Working in My 70s…

Ask Rusty – What Do My Wife, and my Ex-wife, Get If I Die?

Dear Rusty: I am a 77 year old married male. I am retired and started drawing Social Security at age 66, and my monthly amount is a little over $3,000. My present wife is 52 and employed, and we have…

Ask Rusty – About Working While Collecting Early Benefits

Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900 a month now. I’m still working, making about $75K per year. How much of my benefits would I get? What…

Ask Rusty – I’m Getting Spouse Benefits – What Happens to My Own?

Dear Rusty:  I was born in late 1951. When I retired 5 years ago, I was made aware that my own Social Security benefit was less than half of my husband’s SS Benefit. So, I chose to take half of…

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