Q & A
Ask Rusty – Benefits for Disabled Adult Son
Dear Rusty: You were so kind to answer my recent questions about Social Security and I really appreciate how quickly and accurately you accomplished it. Now I would like to ask for your help again for my son (age 61)…
Ask Rusty – Working while collecting Social Security disability
Dear Rusty: My husband started getting Social Security disability in 2016 at the age of 61; he is now 63. Did it automatically switch over to regular Social Security? Also, he is feeling bored and would like to have a…
Ask Rusty – Collecting Social Security while Working
Dear Rusty: I’m trying to assist my spouse with her rapidly approaching age 62 when she can get her Social Security benefits. Currently she is working almost a full 40-hour week and her 2017 gross earnings were $29,000. If she…
Ask Rusty – Overpayment Notice due to Ex-spouse Benefits
Dear Rusty: My husband got an overpayment notice from Social Security telling us that his former wife had collected $32,640.34 in benefits she wasn’t entitled to and they want us to repay the overpayment. We knew that his ex-wife had…
Ask Rusty – Social Security for Retired Trooper in second career
Dear Rusty: I am a retired Indiana State Trooper but I’m working at a second career at the present time. What information would you need to let me know about what percentage of my Social Security I will lose out…
Ask Rusty: Does turning 65 change my Social Security benefit?
Dear Rusty: I started drawing Social Security at age 62. At that time, I checked what half of my ex-husband’s Social Security amount is and it was not much different than what I am getting so I decided to just…
Ask Rusty – Spousal and Survivor Benefits
Dear Rusty: I worked in my career, but I now get Social Security disability. My husband retired in 2015 at age 66 and took his Social Security at that time. When he is 70 can I get spousal benefits from…
Ask Rusty – State Employees getting reduced Social Security
Dear Rusty: I’m retired for almost 17 years, and want to know why Massachusetts is one of only 6 states in the US that went along with President Reagan’s double-dipping proclamation regarding Social Security? I worked for 15 years whereby…
Ask Rusty – SSA Misinformation leads to Lost benefits
Dear Rusty: I am 64, a widow and I’m hopping mad! I lost my husband a while ago and went to Social Security to apply for widow’s benefits. That all went okay and I’m getting my benefit, but I just…
Ask Rusty – Optimum Time for Wife’s Benefits
Dear Rusty: I would like some advice on the optimum time for my wife to start drawing her Social Security. Pertinent facts are: I am 11 years older than her (born in 1949) and waited until my full retirement age…