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Consider Claiming Social Security at 62 When Planning
It’s the most common age people begin benefits– 62. Most experts suggest not doing it though, as waiting yields higher benefits for each month delayed, all the way to age 70. But Christy Bieber has a different take in this piece. She actually suggests just planning to take benefits then when calculating retirement expenses and income. Waiting to claim later just means a “bonus” of sorts. The full article here provides strategies for making sure Social Security is not a sole source of income.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.