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Consider your spouse when electing to take Social Security

Dan Caplinger stresses the importance of a married couple taking into account spousal benefits before electing to take Social Security too early.  Claiming benefits at any time before age 70 will yield a lower benefit than otherwise waiting.  If single and one’s health is not very good, claiming early certainly makes sense to get the most paychecks possible, even if at a lower rate.  Read more on when and why waiting longer would make sense in the full article here.

The AMAC Foundation offers a free-to-the-public advisory service to those ageing into or already in Social Security.  The service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options.  Learn more about this service at the Foundation’s website.

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