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Covering the Bases: Benefits and Medicare for retired military and federal employees

I retired from 20 years active military service at age 45. After military retirement, I began a second career working for the Department of Defense as a federal employee. I worked for 20 years and will retire from federal service this June. I currently carry a Blue Cross/Blue Shield Federal Employee Health Benefit Plan (FEHBP). I turn 65 in May and I have my Medicare Parts A and B set to begin June 1. Beginning June 1, I will have three insurances: FEHBP, Medicare A and B, and TriCare. Which insurance is primary, which is secondary, which is pays last? What are the costs of each of these insurance? Do I really need three insurances? Read more…

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