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Dealing with inflation in retirement–COLAs are likely not the answer - The Motley Fool

The Social Security cost-of-living adjustment (COLA) for 2025 was 2.5%, and it appears likely to be in that same range for 2026. Recent media accounts of CPI changes suggest a slight upswing, but that remains to be seen after the readings for July, August, and September are in the books. No matter what, many fear that the COLA will continue to lag behind the real price increases seniors need to manage.

So, what do you do? The Motley Fool’s Justin Pope has some suggestions for you, beginning with putting a finer point on your budget, in terms of both income and expenses, with an eye toward obtaining a more comfortable level of savings. He follows that with suggestions for debt management and investment strategies, all aimed at staying ahead of the inflation rate. It’s basic financial guidance, but worth the quick read. Access the full article here…

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