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Deciding When to Claim Social Security: A Decision To Avoid Regretting - Motley Fool

Deciding when to claim Social Security isn’t – and shouldn’t be – an easy thing to do. When you finally decide, it’s important that you are comfortable with your decision and the best way to do that is to carefully evaluate your personal circumstances before claiming. For example, capriciously applying for benefits when you’re first eligible at age 62 simply because you can will have some significant consequences – not only will your benefit be permanently cut by up to 30%, but you’ll also be subject to a limit on how much you can earn when receiving early benefits. Point is, everyone’s situation is different and should be carefully analyzed before deciding when to claim, as explained in this Motley Fool article by Christy Bieber. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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