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Determine a retirement spending plan

After saving all your life for retirement, switching to a spending mindset can be a difficult transition. “Many retirees don’t want to spend down all their assets; they want to preserve or even grown them during retirement,” according to Anjali Jariwala, certified financial planner and CPA. A recent study from the Employee Benefit Research Institute echoes these findings “on average, nearly 47 percent of the respondents said they plan to spend none or just a small portion of their accounts.” So, what is the best spending rate in retirement? Carmen Reinicke outlines what financial planners recommend so you can develop your specific retirement spending plan. Read Ms. Reinicke’s article here…

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