Disability insurance finds fewer takers
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A rarely discussed component of many employee benefit packages is on the decline, and insurance providers in Maine say they are concerned that the problem is about to get worse. Providers of long-term disability insurance in the Portland area, a major hub for the industry, say they are witnessing a trend of employers dropping their standard disability insurance plans in favor of employee-paid optional plans. The result is a higher percentage of employees opting not to participate in the voluntary plans, leaving more workers vulnerable to financial ruin if they suffer long-term illnesses or injuries…Read More
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