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Do you need a target number for retirement?
(By – Virginia C. McGuire, NerdWallet, via www.usatoday.com)
How much savings will you need to retire comfortably? “I have zero idea of the answer to that question,” says Mary Wall, a 29-year-old doctoral candidate atHarvard University’s Graduate School of Education. Much of the retirement advice and many of the planning tools out there focus on figuring out a specific target, sometimes called a retirement number, even if you’re several decades away from leaving the workforce. For younger workers such as Wall, determining a number might not be realistic. Too much can change between now and when they reach retirement age. Read more…