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Don’t forget to consider the long game when crunching Social Security figures
Looking at one’s monthly benefit alone should not be the only consideration according to Maurie Backman. She notes that one can claim Social Security at any age between 62 and 70. Each month delayed always means a higher benefit, but one must look at what cumulative higher benefits mean over a lifetime, what she calls “the big picture.” Of course, those in poor health in their early 60s must face that choice/dilemma about when to claim as well. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.