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Early retirement is one of the worst money mistakes

Economics professor and frequent CNBC contributor Laurence Kotlikoff pulls no punches in this piece: “For most Americans, early retirement isn’t just a decision to take the longest vacation of their lives — it’s one of the biggest money mistakes that they will regret.” But why? He says as a group Americans are lousy savers, making early retirement simply unaffordable. The three themes in the piece cover 1.) The baby boomer’s retirement debacle; 2.) Social Security is nothing to write home about; and 3.) You can’t count on dying time. He advocates delaying retirement, and the full article is here.

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