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Early Social Security Claiming on the Decline, Report Says

Slightly more than a third of men now turning 62 are electing to file for Social Security benefits, a recent SSA study indicates, down fro 56% two decades ago. For women, the statistics show a similar decline, form 63% to just under 40%. This downward trend has implications for Social Security’s trust funds, officials believe, and indicate that more people are weighing the higher returns provided by delayed filing against the benefits of earlier access to benefits. An article posted on financialissues.org provides commentary on this trend.

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