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Education, Earnings Inequality, and Future Social Security Benefits: A Microsimulation Analysis

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Social Security benefits are the most widely received source of income among Americans aged 65 or older, and they are the largest source of income for more than half of aged beneficiaries (Social Security Administration [SSA] 2014). In light of Social Security’s importance to current and future retirees, economic trends that could affect workers’ retirement benefits are of interest to SSA, Congress, and the public. One such trend is growing inequality in earnings. Read more…


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