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Encourage People to Wait Longer Before Claiming Social Security

As Lorie Konish notes in this piece, raising the Social Security retirement age is coming up more in more in our political discourse. Most experts tout the benefits of waiting until 70 to file, yet 90% of people claim before then. But could people be nudged to wait, even just a little longer. thus getting a larger benefit each month for life? Yes. Four changes are suggested: 1. Coax people to draw from other funds while delaying Social Security; 2. Make bridge annuities more accessible; 3. Establish a Social Security bridge benefit; 4. Provide more generous minimum benefits. Full article here.

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