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Estimating Retirement Income Needs…An Area of Particular Import to Women

According to a post by MarketWatch’s Alessandra Malito, “(o)nly slightly more than a third of women know how much to expect in retirement income.” Consequently, they face potential financial problems when they reach that point, especially if they’ve been unable to reach a goal that hasn’t even been specified. So, with an estimated 8 in 10 women outliving their spouses or dying single, it’s critical that they have a plan for meeting their financial needs late in life. Ms. Malito provides three suggested avenues for shoring up deficiencies in this area, the first of which is to understand the mechanics of Social Security–how it works, how benefits are calculated, how spouses’ and widow’s benefits factor into the picture, and so on. Read her post here…


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