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Even waiting a short time to apply can make a huge difference to your checks. - The Motley Fool
You can start Social Security as early as 62, but your benefit will be permanently reduced. Waiting until FRA gives you the full amount, and delaying until 70 can significantly increase your monthly payment. Let’s make it clear: there is nothing wrong with filing at 62. When you start your benefits is your choice. However, you should know that delaying your application, even if only by a year or two, will reduce the permanent reduction in your monthly benefit. Kailey Hagen, writing for The Motley Fool, explains how your Social Security benefit changes each year you wait past 62. Read Ms. Hagen’s article here…
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