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For Those Approaching Social Security: Some Very Basic Fundamentals
If you’re nearing a decision on when to begin drawing Social Security benefits and, especially, if you’re considering filing early, there are some very, very basic questions you need to ask yourself before taking the plunge. If you’ve created a personal Social Security account, you can readily determine the most straightforward question, “What will my benefit be?” But that’s not all that needs to be considered, as The Motley Fool’s Maurie Backman stresses in an article posted on their website. Of the three questions Ms. Backman poses, perhaps the most significant for married individuals is the third…the impact on spousal benefits. Check out Ms. Backman’s post here, and if you need any assistance in determining how the Social Security rules fit your individual situation, remember that the AMAC Foundation operates a free-to-the-public Social Security Advisory program featuring the services of trained and NSSA-accredited Advisors available on-demand. Learn more about this program here.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.