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Four Essential Questions to Answer Before Starting Social Security

Selena Maranjian starts her piece with some startling facts from the Social Security Administration (SSA): “Among elderly Social Security beneficiaries, 37% of men and 42% of women receive 50% or more of their income from Social Security.” Further, “… 12% of men and 15% of women rely on Social Security for 90% or more of their income.” She therefore urges people to answer these four questions: 1. What’s my full retirement age?; 2. How much can I expect to collect in benefits?; 3. When is the best time to start collecting benefits?; 4. Have I coordinated with my spouse? She goes into detail on each in the full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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