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Four things to know about spousal benefits
The Social Security program allows spouses to claim benefits based on their husbands’ or wives’ benefits. Keith Speights covers the issue in this piece. Most importantly, you may not claim such a benefit before your spouse is receiving them. However, your spouse does not have to be at his/her full retirement age before you can claim spousal Social Security benefits. Speights also covers how much the spousal benefit will be, whether it makes sense for spouses to delay benefits until 70, and some of the complexities of divorce. Full piece here.
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