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Getting the Most Out of Your Benefits
It is very important to make sure that you are getting the most you can get out of Social Security as it will be the primary source of income for most people in retirement. Many people are severely underprepared for retirement and living off of the fixed income will be a challenge. Getting all of the money that you are entitled to will go a long way in softening the hardship of stretching your limited money. This means that it is imperative that you know all the ins and outs of applying for benefits and understand the pros and cons of applying early or waiting to collect until later. Depending on when you actually start collecting benefits greatly affects how much you will receive each month and it is generally posited that if you can wait you should. For more information on this topic, visit this article by Joshua Mellberg with NY Daily News.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.