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Has auto-enrollment in retirement plans worked?
Has auto-enrollment for employees into the company’s retirement plan worked? According to new research, these features helped less than previously thought. Why? “In the real world, looking at how people behave — people leave jobs, cash out their 401(k)s or opt out of savings rates — it’s different once human behavior plays a role,” said Yale School of Management professor of finance James Choi. Jessica Hall explains why behavioral finance was supposed to help people save for retirement. Read Ms. Hall’s article here…
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