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How Benefits are Determined
There are many different factors that go in to determining a Social Security benefit pay out. There are also many different ways you can file, each specialized for different circumstances. With so many options and variables it can get very confusing when it comes time to file in retirement. Some people can be eligible for multiple options for receiving benefits, but you can only collect one type. Even after determining which benefit you are taking or have the option of taking you can still increase that benefit through delaying when you choose to file. With so many different ways to go about collecting Social Security it is very important to make sure you research all the options and choose the one that will net you the most that you are entitled to. For more information on this subject visit this article by William Baldwin with Forbes.