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How hard is it to get the maximum Social Security benefit?

In 2022, the maximum monthly Social Security check is $4,194, but how many retirees receive this amount? To collect the maximum possible benefit, you need to do two things: be a high-wage earner for 35 years and delay your benefits until age 70. Waiting until age 70 to start collecting your Social Security benefit is a good decision for most people, but most of us will not come close to the maximum benefit.
Robin Hartill explains how hard it is to collect the maximum Social Security benefit. Read Ms. Hartill’s article here…

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