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How Seriously Should You Take Retirement Savings Calculators?

You punch some numbers into a retirement calculator, and the results are so frightening you want to run away: It says you should have $500,000 saved by now. Or $1 million. Or is that $2 million for a couple? Or maybe it’s eight times your salary. How seriously should you take all those stories about how much you need to save for retirement? Very seriously, no matter what your age is, experts say. How far you’re falling short is scarier than any horror movie. While the amount you need to save for retirement varies, the truth is that few people are saving enough…Read More

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