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How the 2026 IRS Changes Affect Your Retirement Planning - UVA Today

An old business adage is that “the only constant thing in life is change” – and that is certainly true when it comes to retirement planning. For as time passes, so do the rules which govern how much we can save for our so-called golden years. IRS’ rules limit how much you can save in tax-deferred instruments, but they also sometimes change those limits offering us more flexibility. Such is the case for 2026, because the IRS has announced that certain seniors who save for retirement in 401(k), 403(b) and 457 plans will be able to make “super catch-up” contributions next year. Good news for all who are able to take advantage of the changes to IRS rules, as explained in this University of Virginia (UVA Today) article by Bryan McKenzie.

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