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How to put off a Social Security Claim the right way

Christy Bieber confirms most of the literature out there advises people to put off Social Security as long as they can in order to reap a higher payment. But she reminds and cautions all that you are still forgoing income now, for more later. There are three key rules you must know that could affect your choice.  One, don’t delay past 70, as there is no further benefit. Two, your spouse can’t claim spousal benefits until you start yours. Three, most people will have to outlive their life expectancy to break even, so consider health. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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