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How your COLA is applied

The Social Security Administration will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. The temptation to apply the 8.7 percent to your current payment is not how it works. Vance Cariaga explains how the COLA is applied and why some people may receive a higher than 8.7 percent, and some will be lower. Read Mr. Cariaga’s article here…

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