Q & A

I am a 30-year-old widow receiving Social Security survivor benefits because my young children receive benefits through their father’s work record. If I returned to work, would it lower my benefits?

Answer: It might, depending on the amount you earn because of the annual earnings test. Survivor benefits to a widow or widower of any age can be paid if a child of the deceased, receiving Social Security survivor benefits and under age 16 or disabled, is in her or his care. When the youngest child reaches age 16, assuming disability is not involved, benefits to the surviving spouse end although the child remains eligible. Read more.

Source: http://www.grandforksherald.com/event/article/id/270714/group/homepage/ – August 17, 2013

 

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